getting hosed on money

Last 3 days no matter what level monster's i attack it says that im a higher level and loot has been reduced. Im a level 27 and it says it even when i attack something at level 44. Can someone help me fix this. I spend $120 every 2-3 weeks. Im not paying anymore till this is resolved
Comments
are you in a group with someone of a higher level? if so their level is why.
Or for that matter someone with higher level was in group therefor group level is the one which is taken into account for drops.
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